" You're my heart, You're my soul, You're my everything...PAPA N MAMA :) "
Hakim Birthday
Wednesday, December 3, 2008

Simpanan hari tua...

Pagi ni mama filled up this kwsp form.....
sejajar ngan pengumuman our TPM a.k.a Menteri Kewangan
yang mengumumkan caruman KWSP for employees reduce from 11% - 8%
mujo la optional.....leh pilih nak mencarum 11% atau 8%....
huhuuh.....my own opinion said....
if u choose 8%.....for short term ok la..monthly nett pay akan masyuk lebih sket ler...
but....for long term.....rugi ler.....dividen kwsp kita akan berkurangan.....
n lagi satu...simpanan hari tua kita makin berkurangan.....
sebab dah banyak guna pada hari muda ni.....
so mama n papa decide to choose 11% gak....
sebab kami husband n wife....tadak pansion scheme utk support hari2 tua kami........
so hari tua kami nanti...insyaAllah if pjg umur...most probability rely on this KWSP....
n sesapa yang nak menten ngan 11% caruman ni....
must filled up the form...n pass to HR dept....
posted by Mama Hakim @ 10:02 AM  

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