Simpanan hari tua...
Pagi ni mama filled up this kwsp form.....sejajar ngan pengumuman our TPM a.k.a Menteri Kewangan
yang mengumumkan caruman KWSP for employees reduce from 11% - 8%
mujo la optional.....leh pilih nak mencarum 11% atau 8%....
huhuuh.....my own opinion said....
if u choose 8%.....for short term ok la..monthly nett pay akan masyuk lebih sket ler...
but....for long term.....rugi ler.....dividen kwsp kita akan berkurangan.....
n lagi satu...simpanan hari tua kita makin berkurangan.....
sebab dah banyak guna pada hari muda ni.....
so mama n papa decide to choose 11% gak....
sebab kami husband n wife....tadak pansion scheme utk support hari2 tua kami........
so hari tua kami nanti...insyaAllah if pjg umur...most probability rely on this KWSP....
n sesapa yang nak menten ngan 11% caruman ni....
must filled up the form...n pass to HR dept....
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